Terms and Conditions

Effective Date: March 7th, 2024

These Terms and Conditions (“Terms”) govern your use of the website, products, and services provided by Escalent Benefits (“we,” “us,” or “our”). By accessing or using our website, services, or products (collectively, the “Services”), you agree to be bound by these Terms. If you do not agree to these Terms, you must not use our Services.

1. Acceptance of Terms

By accessing or using the Services provided by Escalent Benefits, you agree to comply with and be bound by these Terms, including any future amendments. We may update or revise these Terms at any time by posting the updated version on our website. Your continued use of our Services following such changes constitutes your acceptance of the revised Terms.

2. Eligibility

To use our Services, you must:

  • Be at least 18 years old.
  • Have the legal capacity to enter into a binding contract.
  • Agree to provide accurate, current, and complete information as requested by us.

By using our Services, you represent and warrant that you meet these eligibility requirements.

3. User Accounts

To access certain features of our Services, you may need to create an account. You agree to:

  • Provide accurate, current, and complete information when creating your account.
  • Maintain the confidentiality of your account credentials, including your username and password.
  • Immediately notify us of any unauthorized use of your account.

You are solely responsible for all activities that occur under your account, whether or not you authorized them.

4. Use of Services

You agree to use our Services only for lawful purposes and in accordance with these Terms. You are prohibited from using our Services:

  • In any way that violates any applicable local, state, national, or international law.
  • For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way.
  • To transmit or procure the sending of any unsolicited or unauthorized advertising, promotional materials, spam, or other forms of solicitation.
  • To impersonate or attempt to impersonate Escalent Benefits, an Escalent Benefits employee, or any other person or entity.

We reserve the right to terminate or suspend your account and access to the Services if you violate these Terms.

5. Privacy and Data Collection

Your use of our Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review the Privacy Policy to understand how we collect, use, and protect your personal data.

6. SMS Consent

As part of our Services, you may be asked to provide your phone number to receive SMS communications. By submitting your phone number and checking the box to “Sign Up,” you agree to the following:

  • You consent to receive recurring text messages, including automated messages, to that number from Escalent Benefits or our affiliates.
  • Message frequency may vary but will not exceed six messages per month.
  • You are not required to provide your phone number to purchase products or services.
  • You can opt out of receiving text messages at any time by replying “STOP” to any received message.
  • Message and data rates may apply.

By providing your phone number and opting in, you acknowledge that you are 18 years of age or older and that you understand and agree to these terms.

7. Intellectual Property

All content and materials available through the Services, including but not limited to text, graphics, logos, images, videos, and software, are the property of Escalent Benefits or its licensors and are protected by intellectual property laws. You may not use, copy, reproduce, distribute, or modify any of these materials without our prior written consent.

8. Prohibited Conduct

You agree not to:

  • Use our Services for any unlawful or fraudulent activity.
  • Access, tamper with, or use non-public areas of the Services, systems, or networks.
  • Interfere with or disrupt the integrity or performance of the Services, or attempt to gain unauthorized access to any systems or networks.
  • Use any automated system, including but not limited to “robots,” “spiders,” or “offline readers,” to access the Services in a way that sends more request messages to the servers than a human could reasonably produce in the same period using a conventional web browser.

Any violation of these terms may result in suspension or termination of your access to our Services.

9. Third-Party Links and Services

Our Services may contain links to third-party websites or services that are not owned or controlled by Escalent Benefits. We are not responsible for the content, privacy policies, or practices of third-party websites or services. You acknowledge and agree that Escalent Benefits shall not be liable for any loss or damage caused by your use of any third-party website or service.

10. Disclaimers and Limitation of Liability

The Services are provided “as is” and “as available,” without any warranties or guarantees, express or implied. To the fullest extent permitted by applicable law, Escalent Benefits disclaims all warranties, including but not limited to any warranties of merchantability, fitness for a particular purpose, or non-infringement.

In no event shall Escalent Benefits, its employees, affiliates, or agents be liable for any direct, indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising from or in connection with your use of the Services.

11. Indemnification

You agree to indemnify, defend, and hold harmless Escalent Benefits, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, or expenses (including legal fees) arising out of or related to your use of the Services, your breach of these Terms, or your violation of any law or the rights of any third party.

12. Termination

Escalent Benefits reserves the right to suspend or terminate your access to the Services at any time, without notice, for any reason, including but not limited to your violation of these Terms. Upon termination, all provisions of these Terms that, by their nature, should survive termination will remain in effect, including but not limited to intellectual property rights, disclaimers, indemnification obligations, and limitations of liability.

13. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of [Insert State], United States, without regard to its conflict of law principles. Any disputes arising under or in connection with these Terms will be resolved through binding arbitration in [Insert City, State], and not in a court of law, except that Escalent Benefits may seek injunctive relief in any court of competent jurisdiction to protect its intellectual property or enforce its rights.

14. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions of these Terms will remain in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices or agreements published by Escalent Benefits on the Services, constitute the entire agreement between you and Escalent Benefits regarding your use of the Services.

16. Contact Information

If you have any questions or concerns about these Terms, please contact us at:

Escalent Benefits
ESCALENT INC.
Email: contact@escalentbenefits.com
Phone: +14422746845
Address: 17430 COLLEGE PARKWAY LIVONIA, MI 48152